Terms & Conditions
idr45 Platform

In these Terms & Conditions, the following terms carry the meanings set out below unless the context expressly requires otherwise.

Access to and use of the idr45 platform is strictly limited to individuals who meet all of the following criteria:

• You are at least 21 years of age at the time of registration and at all times thereafter while using the platform.
• You are a natural person (not a corporation, trust, or other legal entity) accessing the platform in your own individual capacity.
• You have full legal capacity to enter into a binding contract under the laws of your jurisdiction of residence.
• You are not subject to any court order, regulatory directive, or legal restriction that would prohibit you from entering into a gambling agreement.
• You have not previously had an idr45 account closed or suspended due to a breach of these Terms.
• You are not acting on behalf of any third party and are using only funds that are legally yours.

idr45 reserves the right to decline registration or suspend an account at any time if it reasonably determines that the eligibility criteria above are not satisfied, without prior notice and without liability.

To access the full functionality of idr45 — including deposits, withdrawals, and wagering — you must register a single account. The following rules apply to all accounts on the platform:

• One Account Per Person: Each individual may hold only one registered account on idr45. Duplicate, secondary, or third-party accounts are strictly prohibited and may result in permanent closure of all associated accounts and forfeiture of all balances.
• Accurate Information: You must provide truthful, current, and complete information during registration. This includes your legal name, date of birth, residential address, and a valid email address.
• Account Security: You are solely responsible for safeguarding your username and password. You must not share your login credentials with any third party. idr45 will not be liable for losses resulting from unauthorized access caused by your failure to protect your credentials.
• Notification of Changes: You must promptly notify idr45 of any material change to your registration information by contacting the support team at the email address provided in Section 17 below.
• No Transfer: Account ownership is non-transferable. You may not sell, assign, or otherwise transfer your idr45 account to any other person.

idr45 reserves the right to refuse registration, close an account, or decline to process any transaction where it has reason to believe that a registration contains false or misleading information.

In compliance with international anti-money-laundering (AML) standards and responsible gaming obligations, idr45 requires all players to complete a Know Your Customer (KYC) verification process before withdrawals are enabled on their account.

KYC verification requires the submission of the following documents:

1. Government-Issued Photo ID: A clear, unobstructed scan or photograph of your Indonesian National Identity Card (KTP — Kartu Tanda Penduduk) or an equivalent document.
2. Proof of Address: A recent utility bill, bank statement, or official correspondence dated within the past 90 days showing your full name and residential address.
3. Selfie Verification: A clear selfie photograph of you holding your government-issued ID next to your face, confirming identity ownership.

idr45 may request additional documentation at any time as required by its AML compliance obligations. Failure to provide requested documents within 14 days may result in account suspension and restrictions on withdrawals pending further review.

idr45 accepts deposits via the following payment channels: BCA, BRI, BNI, Mandiri, CIMB Niaga, Bank Syariah Indonesia (BSI), Bank Permata, OVO, DANA, GoPay, ShopeePay, LinkAja, and USDT TRC20. Minimum and maximum deposit limits apply per channel and may vary; refer to the Payments section within your idr45 account for current limits.

• All deposits are denominated in Indonesian Rupiah (IDR / Rp) unless the USDT option is selected, in which case the equivalent USD value is applied.
• Deposits made from third-party bank accounts or payment instruments not registered in your own name are prohibited and may be subject to reversal.
• idr45 does not charge deposit fees on standard bank transfers. Third-party payment providers may apply their own processing fees, for which idr45 accepts no responsibility.
• Funds are credited to your idr45 wallet in real time upon confirmed receipt. In cases of technical delay, contact our support team immediately.
• idr45 reserves the right to decline or reverse any deposit where it has reason to suspect fraudulent activity, money laundering, or a violation of these Terms.

By making a deposit, you confirm that the funds are lawfully yours and are not derived from any illegal activity. idr45 cooperates fully with law enforcement requests relating to suspicious transaction activity.

Withdrawals from your idr45 account are subject to the following conditions:

• KYC Requirement: Full identity verification must be completed before any withdrawal is processed. idr45 does not process withdrawals to unverified accounts.
• Matched Payment Method: Withdrawal requests must be directed to the same payment method used for the corresponding deposit where technically possible, in accordance with anti-money-laundering best practices.
• Minimum Withdrawal: The minimum single withdrawal is Rp 50.000. Requests below this threshold will not be processed.
• Processing Time: idr45 targets withdrawal processing within 5 minutes for e-wallet channels (OVO, DANA, GoPay, ShopeePay) and within 15 minutes for local bank transfers (BCA, BRI, BNI, Mandiri). These times represent operational targets, not guaranteed commitments, and may be exceeded during periods of high platform activity.
• Fees: idr45 does not charge fees on standard local bank withdrawals. USDT withdrawals may incur network gas fees which are disclosed at the time of the transaction.
• Right to Review: idr45 reserves the right to delay or suspend a withdrawal pending additional verification where required by AML obligations or where fraud is suspected. In such cases, idr45 will notify the player within 24 hours.

idr45 offers various promotional offers including, but not limited to, welcome bonuses, reload bonuses, cashback offers, accumulator boosts, and loyalty rewards. The following general conditions apply to all promotions unless a specific promotion's terms state otherwise:

• Each promotion is available to eligible players one time only, unless the promotion specifies otherwise.
• Wagering Requirements: All bonus funds and associated winnings are subject to wagering requirements before withdrawal. The specific multiplier (e.g., 20x, 30x) is stated in each promotion's individual terms. By claiming a bonus, you agree to those wagering requirements.
• Bonuses may only be used on the product categories specified in the applicable promotion (e.g., sportsbook only, slots only, or all products).
• idr45 reserves the right to withdraw a bonus offer at any time before it has been claimed, without prior notice.
• Bonus abuse, including but not limited to creating multiple accounts to claim bonuses repeatedly, arbitrage betting with bonus funds, or coordinating with other players to exploit promotion mechanics, will result in the immediate cancellation of all bonus funds and associated winnings, and may result in permanent account closure.
• Winnings derived entirely from bonus funds (i.e., with zero real-money contribution) may be capped at a maximum withdrawal amount as specified in individual promotion terms.

The following general betting rules apply to all wagers placed on the idr45 platform. Product-specific rules (e.g., football bandar bola betting, live casino, togel draws) are published in the relevant game or sport section of the platform and form part of these Terms by reference.

• All bets are placed and settled at the odds displayed at the time the bet is confirmed, except in cases of obvious pricing errors.
• idr45 reserves the right to void any wager placed at clearly erroneous odds (palpable errors). In such cases, the stake is returned to the player's account without interest.
• Minimum and maximum stake limits apply per market and per event. These are displayed within the betting interface prior to confirmation.
• Once confirmed, a bet cannot be cancelled or modified except where a Cash Out option is available and exercised prior to event settlement.
• In the event of a technical failure during bet placement, idr45 will make reasonable efforts to reconstruct the intended transaction from system logs. Where reconstruction is not possible, the stake will be returned to the player's account.
• Live betting (in-play) markets may be suspended or settled mid-event. All in-play bets are subject to the specific rules published for each sport category.

The following activities are strictly prohibited on the idr45 platform. Engaging in any of the following may result in immediate account suspension, permanent closure, forfeiture of all balances, and referral to relevant law enforcement authorities:

• Registering more than one account per individual, per device, or per household.
• Using automated bots, scripts, or software to place bets or interact with the platform.
• Exploiting software bugs, glitches, or pricing errors for financial gain without reporting them to idr45.
• Colluding with other players, agents, or staff members to manipulate game outcomes or betting markets.
• Money laundering or any form of financial fraud, including the use of stolen payment credentials.
• Match-fixing, spot-fixing, or any form of corrupt influence over sporting events on which wagers are placed.
• Providing false or misleading identity documents during KYC verification.
• Accessing idr45 on behalf of another individual or operating the platform as an agent or proxy for third-party players.

idr45 is committed to providing a responsible gaming environment. We recognize that for a minority of players, gambling can become problematic, and we have developed a range of tools to help players maintain healthy habits.

The following responsible gaming tools are available to all verified idr45 account holders at no charge, accessible through the Account Settings section of the platform:

• Deposit Limits: Set daily, weekly, or monthly deposit caps. Limits take effect immediately upon confirmation.
• Loss Limits: Cap your maximum losses over a defined period. When the limit is reached, betting activity is automatically paused.
• Session Time Limits: Define a maximum session length, after which you will be logged out automatically.
• Reality-Check Reminders: Receive pop-up notifications at selected intervals showing session duration and net financial position.
• Self-Exclusion: Voluntarily suspend your account for 7 days, 1 month, 3 months, 6 months, or permanently. During self-exclusion, idr45 will remove you from all marketing communications.

If you believe gambling is negatively impacting your finances, mental health, or relationships, we strongly encourage you to use these tools and to contact our support team at [email protected]. Full details of our responsible gaming policy are available on the Responsible Gaming page.

All content on the idr45 platform — including but not limited to software, text, graphics, logos, icons, images, audio clips, and the compilation of all such content — is the exclusive property of idr45 or its content licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the platform solely for personal, non-commercial betting and gaming purposes. This license does not include the right to:

• Reproduce, distribute, or publicly display any platform content without prior written consent.
• Reverse-engineer, decompile, or disassemble any software forming part of the platform.
• Use idr45 trademarks, service marks, or trade names in any manner that could cause confusion or that disparages idr45.

The collection, use, storage, and protection of your personal data by idr45 is governed by our Privacy Policy, which is incorporated into these Terms by reference. By registering an account on idr45, you acknowledge that you have read and accepted the Privacy Policy.

In summary, idr45 collects personal data to: (a) operate your account and process transactions; (b) fulfill KYC and AML obligations; (c) prevent fraud and unauthorized access; (d) deliver personalized promotions where you have consented to receive them; and (e) comply with applicable legal and regulatory requirements.

idr45 does not sell your personal data to third parties. Data is shared only with regulated payment processors, identity verification services, game providers, and law enforcement or regulatory bodies where legally required.

To the fullest extent permitted by applicable law, idr45, its affiliates, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the platform, including but not limited to:

• Loss of profits, winnings, or anticipated savings resulting from platform downtime, technical failures, or bet voiding.
• Any unauthorized access to or alteration of your account data caused by your failure to maintain credential security.
• Decisions made by you in reliance on information, statistics, or odds displayed on the platform.
• Delays in payment processing caused by third-party banking or e-wallet providers.

idr45's total aggregate liability to you in connection with any claim arising out of these Terms shall not exceed the net real-money deposits made by you in the 30-day period immediately preceding the event giving rise to the claim.

Either party may terminate the relationship governed by these Terms as follows:

• Player-Initiated Closure: You may request the closure of your idr45 account at any time by contacting our support team. Pending withdrawals will be processed to your verified payment method within the standard processing window. Any outstanding wagering requirements on active bonuses will be forfeited upon closure.
• idr45-Initiated Closure: idr45 may suspend or permanently close your account without prior notice if you breach any provision of these Terms, provide false KYC documentation, engage in prohibited conduct as defined in Section 9, or where closure is required by law or regulatory directive.
• Effect of Termination: Upon account closure, your license to access and use the platform is immediately revoked. idr45 will retain your personal data as required by AML and regulatory obligations, in accordance with the Privacy Policy.

idr45 reserves the right to amend these Terms & Conditions at any time. When material changes are made, idr45 will notify registered players by email and/or by posting a prominent notice on the platform at least 7 days before the changes take effect, except where immediate changes are required by law or for security reasons.

Your continued use of the idr45 platform after the effective date of any amendment constitutes your acceptance of the updated Terms. If you do not agree with the changes, you must stop using the platform and request account closure prior to the effective date.

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which idr45 holds its international operating license, without regard to conflicts of law principles.

In the event of a dispute arising out of or relating to these Terms or your use of the idr45 platform, the following process applies:

1. Internal Resolution: You must first raise the dispute with idr45's customer support team. idr45 will acknowledge your complaint within 48 hours and endeavor to resolve it within 14 business days.
2. Escalation: If the dispute is not resolved to your satisfaction through internal channels, you may request escalation to the relevant licensing authority under whose jurisdiction idr45 operates.
3. Binding Arbitration: Unresolved disputes shall be submitted to binding arbitration in accordance with the rules of an internationally recognized arbitration body. Arbitration awards are final and enforceable in courts of competent jurisdiction.

You agree that any claims against idr45 shall be brought solely in your individual capacity and not as part of any class action or representative proceeding.

For questions, complaints, or correspondence relating to these Terms & Conditions, please contact the idr45 support team through the following channels. Note that all contact information is provided as plain text — do not attempt to send legal documents via chat; use email for formal communications.